SBA Loans for a Drone Washing Business

The SkyPSI side starts with an $8,000 signing payment, including the first $3,000 month. It includes the Apellix Power Wash B2 flight kit, training, front-line support, and marketing advisory help. After that, the public starting price is $3,000 per month.

For a new business with a suitable truck already owned, the remaining launch costs are the truck-bed rig, initial chemicals, and the actual tax, installation, insurance, permits, safety and water-handling equipment, and training travel your setup requires. SkyPSI is not a lender or broker, and the lender makes its own decision.

The planning budget below assumes a suitable truck is already owned. It is an owner-approved planning range, not a supplier quote or cap. Actual tax, installation, insurance, permits, safety and water handling, and training travel determine the final number.

It does not include a truck purchase, separate trailer, operating reserves, helper payroll reserve, or owner salary. Current jobs still require a pilot and ground technician; job labor belongs in job economics, not this startup allowance.

An SBA 7(a) loan is one possible route. A participating lender makes the loan, evaluates repayment ability, and decides the terms. SkyPSI does not arrange or approve the financing.

Under SOP 50 10 8, effective June 1, 2025, a startup requires at least a 10% equity contribution toward total project cost. A lender may require more. Ask each lender what costs it will finance and about its credit, collateral, guaranty, fee, and timing requirements.

SBA microloans run up to $50,000 through nonprofit intermediaries and can finance eligible startup needs. SBA directs borrowers to its approved microlender directory to find an intermediary serving their area.

Equipment financing may use the truck-bed rig as collateral through equipment lenders and dealers. Rates, terms, equity requirements, fees, and closing time vary by lender. Compare the full cost.

Compare any personal loan, card, online loan, merchant cash advance, or retirement rollover against the full cost, repayment schedule, collateral or guaranty, and downside. Short-term financing that depends on immediate revenue is a poor fit for a startup with commercial receivables.

Have the packet ready before the first meeting. The exact application varies by lender, but a complete file gives the lender what it needs to assess the business and its ability to repay.

• Borrower information, including SBA Form 1919 when required
• A personal financial statement, often SBA Form 413
• Tax returns and other financial records the lender requests
• A resume showing your cleaning, trades, or management experience
• A business plan
• Two to three years of monthly projections
• Vendor quotes for the truck-bed rig and other financed equipment
• Proof of at least the current SBA minimum equity contribution and any additional cash injection the lender requires
• Your signed Operator agreement

SkyPSI gives you the signed agreement and the equipment detail the lender asks for. Start with SBA Lender Match, talk to two or three participating lenders, and compare their offers.