Insurance for a Drone Cleaning Business

Your independent business owns the operation and arranges coverage for its risks.

SkyPSI places the aircraft package and runs the training. Your business supplies the ground rig, vehicle, water system, chemicals, field labor, permits, and policy. Budget coverage the way you budget fuel: a line item, before the first job.

Part 107 says you are qualified to fly. Insurance answers who pays when glass cracks, water reaches the wrong place, or somebody on the crew gets hurt.

Commercial property customers want a certificate of insurance before anyone sets foot on site. Ready paperwork is part of bidding the work.

Bring this list to the broker conversation:

• General liability for property damage and injury arising from the work.
• Commercial auto for the truck, trailer, and everything you tow to the site.
• Workers' compensation or its equivalent for the people on the crew.
• Coverage for the aircraft and its operation, written separately from general liability.
• Coverage for the equipment itself, on the ground and in transit.

Start with Small Business Administration guidance on business coverage and local rules. Then use a commercial broker who has written exterior cleaning and aircraft risk.

Track your renewal dates and tell SkyPSI before your coverage changes. A lapsed policy or expired paperwork pauses the work until it is current.

A specific property can raise the bar for that job. Meet the higher requirement before you accept the work.

SkyPSI states its coverage requirements, confirms them for SkyPSI work, and keeps broker referrals. Your broker helps you choose and price the coverage for your operation.

Bring your broker in early to review the business, jurisdiction, and exact property.